Legal statement

Please read these terms and conditions carefully before using this web site. C&T Insurance Consultants Co. reserves the right, at its sole discretion, to change, modify or remove part of this legal notice at any time. Please check this page periodically for changes. C&T Insurance Consultants Co. 

Disclaimer

The material and information in this site and in the sites of the entities of C&T Insurance Consultants Co. are provided “as is” and without warranties of any kind, either expressed or implied. C&T Insurance Consultants Co. disclaims all warranties, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. C&T Insurance Consultants Co. does not represent or warrant that any of the information presented on its web pages, this web site or on the internet generally, will be uninterrupted or error free, that defects will be corrected, or that this web site or the server from which it is accessed are free from viruses, worms, trojan horses or other harmful components.

In no event shall C&T Insurance Consultants Co. be liable for any cost or direct, indirect, special, incidental or consequential damages arising out of or in connection with the use of, or the inability to use this web site. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page set up by any entity of the C&T Insurance Consultants Co. is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. You are advised to consult your own legal or tax advisor with respect to your personal situation.

Intellectual property

Unless otherwise noted, the trademarks, trade names, logos, graphic images, button, layout, and text contained in the site of C&T Insurance Consultants Co. are the exclusive property of C&T Insurance Consultants Co. and may not be used, copied or distributed, in whole or in part, without the express written consent of C&T Insurance Consultants Co. Permission is granted to print copies of the contents of this web site, and to display and use the contents of this web site with a computer solely for personal use.

Jurisdictional issues

Unless otherwise expressly set forth herein, C&T Insurance Consultants Co. makes no representation that materials in this web site are appropriate for use in any location. Those who choose to access this web site do so on their own initiatives and are responsible for compliance with local laws.

The information contained in this web site is not an offer to sell. No security or other insurance product is deemed in any way to be offered, marketed, solicited for sale, or purchased or sold in any jurisdiction in which such offer, marketing, solicitation, purchase or sale would be unlawful under the securities, insurance or other applicable laws of such jurisdiction.

Hyperlinks

C&T Insurance Consultants Co. cannot guarantee that the hyperlinks, pointer or other linking functions (“Hyperlink”) set out in the web sites will be accurate at the time of your access. Moreover, the web sites pointed at by Hyperlinks are developed and possibly maintained by persons over whom C&T Insurance Consultants Co. has no control. C&T Insurance Consultants Co. cannot and does not monitor the sites linked to its web pages on the Internet. Accordingly, C&T Insurance Consultants Co. assumes no responsibility for the contents of any such third-party sites. C&T Insurance Consultants Co. believes that making Hyperlinks available to publicly accessible web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet. You may not provide Hyperlinks to this web site without prior written consent of C&T Insurance Consultants Co.

Data protection

C&T Insurance Consultants Co. is committed to respecting the privacy of your personal information and, considering current technology, has taken all reasonable measures to do so. C&T Insurance Consultants Co. is not obligated to monitor any transmission made through the respective web pages and newsgroups. However, C&T Insurance Consultants Co. has the right, but not the obligation, to monitor any transmission made to and from this web site. C&T Insurance Consultants Co. may reproduce, use, distribute or disclose information other than personal information transmitted to this site or collected through the use of this web site. You acknowledge that such information shall be deemed to be non-confidential and that your communication may be read or intercepted by others. You acknowledge that no obligation of any kind shall be attached to such information and that by transmitting information, no confidential, contractually implied or other relationship is created between you and C&T Insurance Consultants Co.

Software quality

C&T Insurance Consultants Co. does not warrant that any information, software or other material accessible through its web pages is free of viruses, worms, Trojan horses or other harmful component. C&T Insurance Consultants Co. assumes no responsibility and shall not be liable for any direct, indirect, incidental or consequential damage that results from the use, access to, browsing in or downloading of any information, data, text, images or other material accessible through this web site or the web site of any linked third parties.

User conduct

When accessing or making use of any service provided on the web pages, you may not:

• post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation, any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any local, national or international law;
• post or transmit any information or software which contains a virus, worm, Trojan horse or other harmful component; restrict or inhibit any other user from using the web site; or
• post, publish, transmit, reproduce, distribute or exploit any information, software or other material obtained through our web pages for commercial purposes other than expressly permitted.

Update of legal information

This page is updated and modified from time to time. Every time you access web pages of C&T Insurance Consultants Co., please make sure you check this page.

Last update of this page: October 2022

法律告示

在使用此網站之前，請仔細閱讀下列各項條款。正大保險顧問公司 保留權利於任何時間變更、修改或刪除此法律告示的任何部分。請定期查看此網頁內容的變動。

免責聲明

所有於此網站所提供的資料及資訊，皆以「無擔保」的基礎上提供的，且並無就其作出任何形式明示或暗示的聲明或保證。正大保險顧問公司將不為任何明示或暗示形式的聲明或保證(包括而不限於可銷售性和適用性的聲明或保證)承擔任何責任。正大保險顧問公司就其個別網頁、此網站或一般互聯網的資訊不受干擾、不含錯處、其錯處會被改正，並就網址及其伺服器不含有電腦病毒、電腦蠕蟲、木馬程式或其他有害元件等事宜概不作陳述或保證。

在任何情況下，正大保險顧問公司概不會就因使用此網站引致，或因不能使用此網站而導致之任何直接、間接、附帶或相應的損失承擔任何責任。閣下有責任評估網站上意見、建議、服務或其他資訊的準確性、完整度及適用性。正大保險顧問公司的任何網頁內容均不構成任何作者、發表者或散佈者的法律、會計及其他專業建議或意見；而正大保險顧問公司亦不會承擔任何有關責任。閣下須根據個人狀況諮詢閣下的法律或稅務顧問。

知識產權

除非另作聲明，正大保險顧問公司 網站所載的商標、品牌名稱、形像標誌、圖像、圖表按鈕、版面編排及文字均為正大保險顧問公司專有財產。除非得到正大保險顧問公司書面同意，閣下不得複製、廣播網站的部分或全部內容。閣下可打印及在電腦上展示和使用此網站的內容，但您只可使用該資料作個人用途。

司法管轄區

除非明文表示，正大保險顧問公司 並無表示此網站的資料於任何地域的適用性。使用者選擇存取此網站為自發行為並須負責遵守當地適用法律和法規。

此網站所包含的任何內容並非出售要約。如果根據某一司法管轄區的證券法、保險法或其他適用法律，向該司法管轄區的任何人要約、市場推廣、招徠、購買或出售任何證券或保險產品屬於違法，則此網站的任何內容均於任何情況下不得被視為向該司法管轄區任何人發出的任何證券或保險產品之出售要約、市場推廣、招徠、購買或出售。

超連結

正大保險顧問公司不能保證其網頁上的超連結，指標或其他連結(總稱「超連結」)的準確性。另外，部份「超連結」指示的網站為正大保險顧問公司以外之第三方開發及管理，正大保險顧問公司並無控制該等人士的權力。正大保險顧問公司無法亦不會監控建立連結至正大保險顧問公司網頁的網站。因此，正大保險顧問公司不會對該等網站的內容承擔任何責任。正大保險顧問公司相信將其網頁公開並與其他公開網站及新聞組連接為合法且符合一般網絡使用者的慣性期望。閣下如想在第三方的網站以任何形式建立超連結至正大保險顧問公司的網站，必須事先得到正大保險顧問公司的書面同意。

資料保障

正大保險顧問公司認真重視閣下個人資料之私隱，而在現有技術下採取切實可行的方法，以確保閣下的個人資料受安全保護。正大保險顧問公司並無責任監控任何通過個別網頁及新聞組所傳送的資料。然而，正大保險顧問公司有權力但沒有義務監控任何傳送至及為此網頁傳送的資料。除個人資料以外，正大保險顧問公司可能會複製、使用、發佈及透露傳送至此網站或透過使用此網站收集到的資料。閣下同意此等資訊並非保密資訊，而且該資訊有可能被截取及閱讀。閣下同意該等資訊並無附帶任何責任。閣下亦同意傳送該等資訊並不代表閣下及正大保險顧問公司之間有任何保密上、合約上或其他方面的關係。

軟件質量

正大保險顧問公司並不聲明或保證本網頁的資訊、軟件或其他資料存取不含有電腦病毒、電腦蠕蟲、木馬程式或其他有害元件。就本網頁及其連接網站之使用、存取、瀏覽或下載其網頁的任何資訊、數據、文字、圖像或其他網頁連結上的資料而引致的任何直接、間接、附帶或相應損失，正大保險顧問公司概不會承擔任何責任。

使用者的行為

在存取或使用任何此網站提供的服務時，閣下不得：

• 張貼或傳送任何種類的違法、恐嚇、欺詐、誹謗、中傷、淫褻、色情、褻瀆、粗俗或其他不良的資訊，包括但不限於傳輸含有或慫恿可構成刑事罪、導致民事責任，或者以其他方式違反本地、國家或國際法律的行為的資訊；
• 張貼或傳送含任何電腦病毒、電腦蠕蟲、木馬程式或其他有害元件的任何資訊或軟件；限制或制止任何其他使用者使用本網頁；
• 張貼、發佈、傳送、複製、派發或利用從本網頁等取得的任何資訊、軟件及其他資料作容許用途外的商業用途。

法律資訊的更新

此網頁時有更新及修改。每次存取正大保險顧問公司的網頁時，請務必查看此網頁。

 此網頁最後更新日期：二零二二年十月